Legal change log

Every change we have made to our Terms of Service, Privacy Policy and Cookie Policy.

Quidworth is improved continuously, so these documents are updated as the product changes. We do not send you an email or ask you to click “accept” every time we correct a sentence - but we do record every change here, so you never have to take our word for what a document used to say. Changes marked material are ones we announce to you directly before they take effect: for the terms, a change that meaningfully alters the agreement between us; for the privacy policy, a change to how we handle data you have already given us.

If you have a question about any entry here, email legal@quidworth.com.

1. 22 August 2026Privacy Policy

   Corrected our description of who handles your data. We now name all three providers, including Cloudflare, which sits in front of the site and was not previously listed, and we explain that signing in with Google involves Google on its own account. We have also corrected the international transfers section: it said we make no transfers outside the UK and EEA, which was not accurate because Cloudflare is a United States company. That transfer is covered by the UK International Data Transfer Addendum in Cloudflare's data processing agreement. Where your plan is stored is unchanged: Germany, in the EEA.

2. 22 August 2026Terms of Service

   Added a cap on our total liability, set at the greater of £100 and anything you have paid us in the previous twelve months, sitting behind the existing exclusions and alongside a restated promise that your non-excludable consumer rights are untouched. Extended acceptable use to cover bulk scraping, republishing, reselling access, and using the service or its content to train AI systems; personal use, quoting with a link, and search-engine indexing remain expressly fine.

3. 22 August 2026Terms of Service

   Added five things the terms did not previously cover: that Quidworth is free today and that we will not start charging for something you already use without telling you first and letting you decline; what happens to feedback and ideas you send us; that we are not liable for third-party components or the content of sites we link to; how we will contact you when these terms require it; and that we are not responsible for failures genuinely outside our control. Added a survival clause naming which sections outlast your account.

4. 22 August 2026Privacy Policy

   Added what we will do if a personal data breach occurs: tell you without undue delay where the risk to you is high, in plain language, and report it to the Information Commissioner's Office within 72 hours where the law requires. Restored 'Complaints' as its own section.

5. 22 August 2026Privacy Policy

   Renamed section 2 from 'What we collect' to 'What we store'. Folded the standalone 'Complaints' section into 'Contact', keeping your right to complain to the Information Commissioner's Office. Stopped publishing our registered office address on the site; the company name and number are unchanged and remain on the public register. Replaced long dashes with plain hyphens throughout. No change to what we do with your data.

6. 22 August 2026Terms of Service

   Stopped publishing our registered office address on the site; the company name and number are unchanged and remain on the public register. Replaced long dashes with plain hyphens throughout. No change to the agreement itself.

7. 22 August 2026Privacy Policy

   We now measure the rough ranges of figures people enter into the free calculators, using the same self-hosted, cookieless analytics as the rest of the site. Ranges only, never the figures themselves; only a short fixed list of fields per calculator, so free text you type (such as the names you give your debts) is never sent; and never linked to your account or session. Described in sections 2, 3 and 4.

8. 22 August 2026Terms of Service

   Rewrote section 11 (Changes to these terms). It now lists the only reasons we may amend the terms, promises at least 30 days' notice by in-app notice and email before any material amendment, states that non-material amendments take effect on publication and will not be put in front of you again, confirms that continued use after the effective date is acceptance, and confirms that no amendment applies retrospectively. Also stated in section 6 that we record which version you accepted and when, and set out in the introduction exactly how you accept these terms.

9. 22 August 2026Privacy Policy

   Rewrote the 'Changes to this policy' section and removed the acceptance version from the policy. A privacy notice is information we owe you under UK GDPR, not a contract you sign, so routine updates no longer interrupt you. Material changes - a new purpose, a new recipient, longer retention, or any transfer outside the UK and EEA - are still notified in advance by in-app notice and email, with at least 30 days where practicable, and anything relying on consent is still asked for separately.

10. 22 August 2026Terms of Service

    Changed how acceptance is recorded, with no action needed from anyone. Acceptance is now written by our server at the moment an account is created, which closes a gap where accounts created through 'Continue with Google' had no record. Sign-up through Google now shows the terms and privacy links next to the button before you press it. Existing accounts are unaffected and are never asked to accept anything again.

11. 17 August 2026Privacy Policy

    Added the newsletter to sections 2, 3, 6 and 8, including the double opt-in confirmation step. Additive and opt-in: nothing changed for anyone who does not subscribe.

12. 6 August 2026Privacy Policy

    Introduced self-hosted, cookieless Umami analytics on our own EEA servers. Aggregate counts only, no cookies, no third party, never linked to your account.

13. 19 July 2026Terms of ServiceMaterial

    Named HK Apps Limited as the operator and data controller, and renamed the product from Worthvane to Quidworth.

14. 18 July 2026Terms of ServiceMaterial

    First published, covering who we are, what the service does and does not do, your account and your data, the limits of our liability, and the fact that Quidworth gives information rather than regulated financial advice.

15. 18 July 2026Privacy PolicyMaterial

    First published, setting out what personal data we hold, the lawful basis for each purpose, where it is stored, how long we keep it, and your rights under UK GDPR.